Get ready to take the first step toward homeownership!
Your Homeownership Journey Starts Here!
Homeownership Before You Begin provides you with the essential tools and resources to help you make informed decisions and prepare for homeownership.
Take control of your finances and be empowered to make the right decisions with Homeowner Readiness!
Learn how to budget and understand your credit report so you can get the best deal on a home loan. Research mortgage options and compare lenders to find the best financing option for you. Get access to homebuying programs that can help you reach your goal of becoming a homeowner.
TOPICS COVERED
During this Course You will Learn the Following:
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Disclaimer
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Objectives
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Overview and Resources
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Don't Listen to Bad Advice
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Meet the Batistas
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Rent vs. Own
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How Much Cash Do You Really Need?
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Ready to Buy a Home?
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Helpful Tools
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Lendability
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The 4 C's of Credit
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Increase your Lendability
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Financing and Homebuying Programs
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Check in with the Batistas
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Down Payment Assistance (DPA)
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Types of DPAs
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What Down Payment Assistance Programs are Available for Buyers?
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Home Buying Programs
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Loans and Insurance
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Types of Loans
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Fixed vs. Adjustable Rate
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Mortgage Insurance
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Get the Best Deal
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The Nogueiras Get Pre-Approved
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Your Rights as a Borrower
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Fair Housing Laws
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Housing Discrimination
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Lender Abuse
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Abusive Lending Practices
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Lender Disclosure
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Summary
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About this Course
- 31 lessons
Buying a home can be daunting, especially for first-time buyers.
It's easy to feel overwhelmed by all the financial intricacies associated with homeownership and worry about making the right decisions.
Making an uninformed decision could mean paying more interest or taking on too much debt. You need to find the best loan option that meets your needs, or else you could be stuck with a mortgage that costs you more than necessary.
This course, HOMEOWNERSHIP: Before Your Buy, gives you the tools and confidence to make well-informed decisions during your home-buying journey.
Our easy-to-follow tutorials will help you understand important concepts like budgeting, credit reporting, and loan options so that you can confidently find the best loan for your needs!
CONTINUE YOUR JOURNEY
Select Another Course on Homeownership
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HOMEOWNERSHIP: Purchasing Your Home
This online course is designed to help you identify and purchase your perfect home. You will learn how to find a home that meets your needs, make an offer, and close on the home.
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HOMEOWNERSHIP: After You Buy
In this course, you will learn how to identify the most critical areas of your home that need maintenance and repairs, budget for them, find reliable contractors and refinancing options, and how to avoid foreclosure.